Autozone Credit Card – All you need to know

Autozone Credit Card: AutoZone is well known for selling different car parts and accessories in U.S. AutoZone also offers a very good Autozone credit card that makes your shopping very easy and their stores. If you regularly buy from AutoZone stores, you must take this Autozone credit card to earn extra rewards. Autozone credit card helps you to get extra benefits in your expenses at AutoZone stores. So, today in this article, we will break down all the benefits and features of the Auto Zone credit card. 

What’s the AutoZone Credit Card?

This is a special credit card for shopping at AutoZone stores. Synchrony Bank gives the Auto Zone Credit Card. This unique credit card doesn’t work like other regular credit cards. With the help of Auto Zone Credit Card, you will get special offers despite cashback and reward points to save money on your shopping. And the amazing thing is you don’t have to pay a yearly fee for this Auto Zone Credit Card. 

AutoZone Credit Card Features

  1. Use Now Pay Later:  If you buy a product worth $200 or more, you can select the pay for later option without any extra interest or charges. But remember the repayment date; you must pay within 6 months. If you delay the payment, you must pay extra money from the first day you purchase the item. 
  2. Special Offers: Those who take Autozone credit cards get special offers on different products. The offers are unique, and you don’t find these types of offers in other stores. If you made your shopping from Autozone stores, you can save a lot of amounts.
  3. Easy Approval: The approval rate of Autozone credit cards is high. If you successfully take an Autozone credit card, you can buy the things you need for your car, even if you’re in a shortage of money.
  4. No Renewal Fee: Most credit card charges yearly fees on a credit card, but this Autozone credit card doesn’t charge any fees. This means you don’t have to worry about the renewal charges.
  5. Manage Easily: You can access your Autozone credit card anytime with the help of a mobile app or from the official website. You can easily track your daily expenses and the transactions you make. And how much you are spending on utility bills and shopping. You can check your credit card utilization ratio.

How to Maximize the Benefits of AutoZone Credit Card

If you want to take maximum benefits with AutoZone Credit card, try these tips:

  1. Purchase Big Items: If you are in shortage of money, you can enjoy the pay later offer. You can use your Autozone Credit Card to buy a costly item. You can split the payments over a few months without paying extra money.
  2. Pay on time: Paying your credit card bills within 6 months is very important. If you don’t pay, extra charges will be added to your bill from the day you brought the product.
  3. Check for Special Offers: Regularly check the official website of AutoZone for special offers. You can chase the best offers and save a good amount. 

Autozone Credit Card Requirements

If you apply, you must check your AutoZone Credit Card eligibility criteria. Here are the requirements you should meet:

  1. Age: Your age should be at least 18 years old (19 in Alabama and Nebraska, 21 in Puerto Rico).
  2. Residency: You must have a U.S. residency and a valid U.S. mailing address.
  3. Social Security Number (SSN): For identity proof, provide your SSN.
  4. Credit Score: Although there is specific mention of the credit score needed for the approval. But it would be best to have a fair credit score for approval. However, other factors, like your income and overall credit history, also affect the approval.
  5. Income Details: You must also provide your income and employment details. 
  6. Valid Email Address and Phone Number: This is required for better communication and online account management. 
AutoZone credit card

Apply for AutoZone credit card online

Applying for AutoZone Credit Card is very simple. Before you apply for this credit, prepare everything like your personal information, SSN, income details, and employment information. Just follow the simple steps:

  1. Go to the Website: First, you must visit the official Autozone credit card website, Synchrony Bank. Synchrony Bank is the official bank that provides the AutoZone Credit Card. 
  2. Fill out the Application Form: You have to fill in details in the online application form with your details, like your name, address, email, phone number, SSN, date of birth, and annual income.
  3. Terms & Conditions: Read all the terms and conditions of the credit card. You must check the credit card APR, fees, penalties, and how your data will be used. 
  4. Submit the Form: Once you complete all the details and read the terms and conditions, click the “Submit” button.
  5. Final Approval: After successful submission, the bank will review your application. If your form gets approved, you will get a confirmation email. And the physical credit card will be delivered to your home address.

Get the Free AutoZone Credit Card form: Click here

You must know that credit card approval depends on your creditworthiness. You must have a good credit score and credit repayment history. For any reason, if your credit card application is rejected, it will surely impact your credit score. 

To avoid application rejection, you must pay all the dues of loans and EMIs. And keep your credit card utilization ratio low. Then if you apply, the chances of credit card approval increase. 

AutoZone Merchandise Credit Card Balance Number

To check your balance online, you can visit the AutoZone website Synchrony Bank and enter your card number and PIN. You can also check your balance with the help of a phone, and you can call 1-800-AUTOZONE (1-800-288-6966) and check your balance.

Check this also: Tireworks Credit Card


The AutoZone Credit Card is a special credit card for those people who regularly purchase items from AutoZone stores. Its pay-later services are awesome; you can pay your big bills after 6 months. And remember, this is not a regular credit card that gives you cash back or reward points. But if you shop at AutoZone stores, then the AutoZone credit card is really helpful for you.

Just use the AutoZone Credit Card wisely. You should know what you can and can’t do with AutoZone Credit Card and pay the bills promptly. If you pay the bills on time, you will enjoy the AutoZone credit card. You will get online credit card management features and can easily track your transactions and make payments. Get your AutoZone Credit Card and do smarter and more rewarding shopping!

Does AutoZone have a credit card?

Yes, AutoZone has a credit card. The name of the credit card is AutoZone Credit Card, and Synchrony Bank issues this card. This store-based credit card is specially designed to offer benefits to frequent buyers at AutoZone stores.

Can I use my Synchrony car care card at AutoZone?

Yes, you can use Synchrony Car Care Credit Card at AutoZone stores. This credit card is designed to buy everything related to cars from AutoZone stores. With this card, you can buy tires, gas, brakes, repairs, maintenance, and more.

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