5 Best credit card for online advertising – 4x Reward Points

Best credit card for online advertising: If you are running any business, you have to spend a lot on your advertisement to showcase your products and generate leads via major social media platforms like Facebook, Google, Instagram, etc. Nowadays, advertising is the most effective tool to target a particular audience segment to sell your products. 

A lot of credit cards in the market have been specially designed for online business expenses, and you will also get different types of rewards on every spend. And here in this article, we will discuss the best credit card for social media ad spending.

What you’ll get in this article:

  • The best credit cards for earning rewards and benefits on your ad expenses.
  • In which categories you will get rewards?
  • The welcome bonus and reward benefits
  • Different ways to earn rewards on ad expenses

Let’s dive into the best credit cards for advertising purchases for your startup to earn perks and rewards.

Best Credit Card for Online Advertising

Ink Business Preferred Card (Best for Earning Points)

The top credit card in our list is Ink Business Preferred Card, which gives ultimate rewards and welcome bonuses, and after knowing the rewards and benefits, you can’t say no to this credit card. If you spend $150,000 in various business categories, you will get 3x points per $1.

Ink Business Preferred Card
Welcome Offer100,000 points
UP’s Bonus Valuation*$2,000
Annual Fee$95
APR20.99% – 25.99% Variable
Credit RecommendedGood to Excellent (670-850)
Ink Business Preferred Card Details

The Ink Business Preferred Credit Card gives you 3x reward points on each business expense, and if you are spending for ads, you will get regular reward points.

Although, with the help of an Ink business credit card, you will earn many reward points, and you can easily redeem them and use them to access Chase airline and hotel transfer partners.

The credit card also gives advance protection schemes like rental car insurance, mobile phone insurance, purchase protection, and many more.

Pros

  • You will get 3x rewards if you spend up to $150,000 in different categories like travel, purchased ads on Facebook and Google, shipping expenses, cable and mobile services, internet, etc.
  • Get mobile phone protection.
  • Purchase protection
  • Get extended warranty coverage.
  • Get insurance on trip cancellations and interruptions.
  • Insurance on rental cars

Cons

You will not get any airport lounge access.

If you spend $8,000 in the first 3 months of card activation, you will get 100k bonus points, and the value of these bonus points is $1,000 cash back or $1,250 in your travel expenses when you redeem through Chase Ultimate Rewards.

The card comes with zero card lost liability, and you won’t be responsible for any unauthorized charges with your card.

And the best part of the Ink Business Preferred Credit Card is that the rewards points won’t expire, and you can easily redeem them to buy gift cards, travel, and more.

Your reward points are worth 25% more when you redeem them for travel purposes through Chase Ultimate Rewards.

The card gives you purchase protection on your new purchase for up to 120 days against theft or damage. You can claim up to $10,000 and $50,000 per account.

» MORE:  Zolve Credit Card Review

How To Earn on Advertising Purchases

While doing any transaction, you don’t need to select any category with the Ink Business Preferred Card; you will automatically get 3x rewards points per $1 spent.

If you spend on Facebook and Google ads, you will automatically get 3x rewards per $1 spent.

You will get 3x rewards in other categories like mobile services, shipping, cable, and internet.

Yes, you will get many reward points for your spending on Google, Facebook ads, and Amazon, but there is a cap on the reward points. This means you can earn up to 450,000 ultimate regards annually.

The earned reward points are automatically deposited in your Ultimate Rewards account at the last of every statement period. Then you can use them easily to buy more things.

When you spend on advertising social media platforms.

  • Advertising on Google and Facebook 
  • Bing, Yahoo, Instagram, Amazon, and Twitter ads

Get 3x reward points per $1 spent (You will get 3x upto $150k on annual basis, 1x thereafter)

Why are Ultimate Reward Points more valuable?

  • Ultimate Rewards points are flexible to use and provide more value.
  • You can redeem the Ultimate Rewards points for cash back, merchandise, gift cards, travel, etc.
  • The card also allows you to easily transfer the Ultimate Rewards points to airline and hotel travel partners.
  • Another extra benefit is you will get 25% more value if you redeem points via Chase Travel Portal.

American Express® Business Gold Card

If you already reach the expense limit in the Ink Business Preferred card, then you can migrate your ad spend to the American Express Business Gold Card. This card gives you 4x membership reward points if you spend $150,000 in the selected categories annually, afterward 1 point per $1 spent.

You can also select particular categories, and if your maximum expenses are on advertising, then you can select the online advertising category. With the Amex Business Gold card, you can select U.S. purchases for online advertising on social media, radio, and TV. And while spending on a particular category, you can earn reward points.

American Express® Business Gold Card
American Express® Business Gold Card

If you spend $150,000 yearly, you can earn up to 600,000 membership reward points. And if you use your points to book a flight with American Express Travel, you will get 25% of your reward points, and according to this, the value of your 600,000 rewards points will be $7,500. And if you want to use the reward points against the credit statement, the value will be $3,600.

Current Offer: If you spend $10,000 on selected categories in the first 3 months, you will get 70,000 Membership Rewards.

Annual Fee: $295

Rewards Rate: If you spend $150,000 in the two categories annually, you will get 4x reward points, afterward 1 point per $1 spent.

Pros

  • Earn 70,000 reward points if you spend $10,000 on selected categories in the first 3 months
  • Get 4x rewards points on 2 select categories if you spend $150,000 annually after that 1x.
  • The card doesn’t charge foreign transaction fees
  • The annual Fee of the card is only $295

Cons

  • No intro APR promotion offered
  • No intro APR offer
  • The annual Fee is $295

Get 4x Membership Rewards points on:

  • If you buy an Air ticket directly from the airline 
  • Get rewards on purchases for brand advertising in different media platforms like Google and Facebook ads, TV, and radio.
  • You will earn rewards if you purchase software, software, cloud solutions, and any other technology purchase.
  • Get rewards by using the card at U.S. restaurants, gas stations, and delivery
  • And shipping costs only in the U.S.

Let’s talk about the overall strength of the American Express® Business Gold Card. We can say the maximum rewards you will get on most of your business class categories, like advertising, travel, and software purchases.

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American Express Simply Cash Plus Business

This credit card is best for those who want to customize their rewards programs and don’t do foreign trips.

Overview

  • Zero annual Fee.
  • Zero balance transfer fee.
  • Zero cash advance fee.
  • Charge a 2.7% foreign transaction fee.

The card gives the option to select specific 2 categories, and if you made any expenses on those two categories, you would get 3% cash back. And every year, you can change the categories. Cappin is introduced in the cashback; you will get 3% cash back on your $50,000 expenses every year.

You can use this card for your U.S. advertising purchase, like Facebook, Google, Yahoo, and NBC ads.

If you exhaust $50,000 credit use every year, your 5% and 3% cash back goes down to 1%, and you will get only 1% cashback on all other categories.

Major Rewards

  • Get 5% cash back on your telephone and office supplies for $50,000 per year then 1% cash back will be introduced.
  • Get 0% intro APR for the first 9 months
  • Get 3 $ cash back on your selected categories for $50,000 annually.
  • 1% cash back on all other purchases.

Major Benefits of American Express Simplycash Plus Business Card

  • Employee cards: You get up to $99 for free
  • Spend Manager: With the help of a spend manager, you can easily manage your expenses.
  • Connect to QuickBooks: You can easily connect to QuickBooks to manage and label your expenses.
  • Get roadside assistance hotline and car rental damage insurance
  • Get travel insurance with baggage and travel accident

American Express Blue Business Plus

This credit card is best for new startups with low capital and less spending habits.

Overview

  • Zero annual Fee.
  • Zero cash advance fee.
  • 2.7% foreign transaction fee.
  • Charge a 3% or$5 balance transfer fee (Whichever is high per transaction)
American Express Blue Business Plus

If you have irregular cash flow in your business, this card works best for you because the card offers 0% intro APR for 12 months. But this card only offers good cashback and rewards on your advertising and other software expenses. But with a 0% intro offer, this is best for new businesses and startups.

Rewards & Benefits

  • Get 2x reward points per $1 spent for the first $50,000 annually afterward, 1x reward point.
  • Get 2x rewards on your business expenses.
  • With the help of the American Express mobile app, you can easily manage your transactions.
  • You can have 99 employee cards free of cost.
  • You can also spend beyond the credit card limit.
  • Get exclusive access to ticket pre-sales.
  • Get complimentary ShopRunner membership and 2 days of shipping at participating retailers.
  • You can also apply for a personal loan upto $3,500 to $25,000
  • You can easily transfer the transaction data from American Express to Quickbooks and manage them with labels.

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Capital One Spark Cash Selected For Business

If you are looking for a good cashback business credit card, then Capital One Spark will be a perfect choice.

Overview

  • The first-year Fee is waived, and afterward, $95
  • Zero balance transfer fee
  • Zero foreign transaction fee
  • Charge a 3% or $10 cash advance fee (whichever is higher)
Capital One Spark Cash Selected For Business

If you spend $4,500 for your advertising in the first 3 months of the card activation, then you will get a $500 bonus. Also, get 2% high cashback rewards on all your business expenses.

REWARDS AND BENEFITS (TERMS APPLY)

  • Get a $500 bonus on spending $4,500 in the starting 3 months
  • Get 2% cash back rewards
  • Offers free unlimited employee cards
  • Zero credit card loss and free liability
  • Travel trip insurance with luggage reimbursement

How to choose a business credit card for advertising

Selecting the best business credit card depends on your business expense and your business type. You must check where most of the amounts are used in the business, and after analyzing the business’s spending properly, you have to select the best business credit card. 

» MORE: Dodge Credit Card

Business credit cards are useful for adverting or not?

Few credit cards allow you to earn rewards on your advertising expenses. So it is worth having a business credit card if you spend a lot on your business advertisements.

Which credit card is best for social media advertising?

American Express Business Business Gold Card is The most amazing rewards credit card for online advertisement. With the help of this card, you will get 4x reward points on the top 2 selected categories. You can earn up to 600,000 reward points if you spend $150,000 per calendar, afterward 1x points.

How will you earn rewards on business advertising purchases?

Some specific credit cards offer rewards points while you spend on advertising purchases. And the rewards points vary from card to card, but we have mentioned the credit cards that will give you maximum rewards.

Does advertising credit cards worth it?

Almost every business uses online advertising to grow their business; thus, Facebook and Google Ads are the most used advertising platforms. And some credit cards give you rewards and perks on advertising spending. The American Express Business Gold Card is the top credit card that offers 4x regards points.

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