Discover the Ultimate 6 Best Credit Card for Shipping

Best Credit Card for Shipping: Every person in business needs a good credit card for his business to manage finances and save money. Having a good business credit card for your business needs is very important.

If you have just started a new business, then you spend a lot of time packing and shipping goods, and having a good credit card helps to save on shipping costs and saves your time and energy.

And don’t worry about the credit card; many different credit cards are available in the market. That offers different benefits and perks on the purchase of shipping. We have analyzed a lot of credit cards on different parameters and compiled a list of 6 best credit cards for shipping costs.

Best Credit Card for Shipping

1. American Express Business Gold Card

The first and the most amazing credit card is American Express Business Gold Credit Card, which offers 4x Membership Rewards points per $1 spent on shipping purchases. You can select 2 categories and earn 4x reward points on the selected categories.

Bonus PointsMinimum SpendPoint ValueAnnual ValueAnnual Fee1st Year Value
70,000$10,0001.4 ¢$1$295 $826
American Express Business Gold Card
Best ValueDifferentiating PerksRules
Delta & Hilton transfersGet 4x rewards on useful business categoriesNo CR , Amex 3/90 , No 5/24 , Amex 1/10 
American Express Business Gold Card

Here are the categories:

  • Advertising expenses on tv, radio, and social media (U.S. purchase only)
  • If you make expenses on software, hardware, and cloud solutions (U.S. purchase only)
  • Purchase Airfare directly from airlines
  • Shipping
  • Gas Stations
  • Restaurants  
American Express Business Gold Card

If you spend $150,000 on different categories, you will earn 4 reward points per $1 spent. Afterward, you will get 1 reward point per $1 spent.  

The American Express Business Gold Credit Card holders can earn 70,000 reward points if they spend $10,000 on eligible purchases in the first 3 months of activation.

Point Transfer Options

Transfer To Spouse/Partner:  No

Transfer To Friends:  No

The value of rewards will be high for using air travel bookings through American Express Business Gold Card. You can earn 25% cash points if you book award flights. On business class and first-class bookings, you can get back 25%. 

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Major Card Benefits:

  • Car Rental Insurance
  • Travel Insurance
  • No Foreign Transaction Fees
  • Roadside Assitance
  • Hotel Perks
  • Purchase Protection
  • Extended Warranty

The American Express, Business Gold cardholders, get an option to Pay Over Time; with this, they can decide whether they want to pay in full each month on the eligible purchases or pay over time with interest.

American Express Business Gold Credit Card’s annual fees are $295. It depends on you that the two bonus categories and the 25% points back on air travel bookings are worth it.

2. The Hilton Honors American Express Business Card

If business owners who stay at Hilton properties want benefits and perks like Hilton Honours elite status, then Hilton Honours American Express Business Card is a great option.

Bonus PointsMinimum SpendPoint ValueAnnual ValueAnnual Fee1st Year Value
130,000$3,0000.6 ¢$51$95$754
The Hilton Honors American Express Business Card
Best ValueDifferentiating PerksRules
Hilton Stays & PerksFree breakfast, Late Checkout, Room Upgrades, Get 12x points on Hilton bookings, 6X on other purchases, and 10 Lounge passes.No CR , Amex 3/90 , No 5/24, No 2nd Biz , Amex 4 Credit, Amex 1/10 
The Hilton Honors American Express Business Card

If you regularly travel for business purposes and stay in Hilton hotels, you must have a Hilton Honours American Express Business Credit Card.

The card helps you earn good reward points on your Hilton stays, and you will also get Hilton Elite status, travel protections, priority pass visits, and free night certificates.

Point Transfer Options

Transfer To Spouse/Partner:  Yes

Transfer To Friends:  Yes

Here are the major benefits and features of this card, and you can decide whether it is good or not for you:

Welcome Bonus & Info

  • As a welcome offer, you can earn 130,000 Hilton Honor Bonus Points, and for this, you have to spend $3,000 on your purchases in the first 3 months of the card activation.
  • Hilton Honours Bonus Points: Earn 12x bonus points on hotels and resorts, 6x at U.S. gas stations, mobile services, flight booking with airlines or with Amex Travels, car rental bookings, U.S. residents, and 3x on all other categories.
  • You will get Hilton Gold Status on your card activation.
  • Spend $15,000 on your yearly purchases and get a free night reward from Hilton Honours.
  • Spend $45,000 in the same calendar year and earn one more Free Night Reward from Hilton Honours.
The Hilton Honors American Express Business Card

Pros

  • Get 12x reward points per $1 spent on different categories.
  • Get 6x reward points per $1 at U.S. purchases from shipping, U.S. gas stations, wireless telephone services, U.S. restaurants, flight booking with airlines or Amex Travel, and car rental bookings via car rental companies.
  • Get 3x reward points on all other purchases.
  • Get Hilton Honours Gold Status, and you can spend your way to Diamond status.
  • Get complimentary 10 priority pass visits.
  • If you spend $15,000 in a calendar year, you can get a Free Weekend Night Reward and a second one after you spend $60,000.
  • There are no foreign transaction fees.

Cons

  • The card comes with an annual fee of $95

3. Ink Business Preferred® Credit Card

The most preferred credit card by business persons is Ink Business Preferred Credit Card, and no other credit card beats the features of this credit card. The card provides a great welcome offer and 3x regards points per $1 spent on the first $150,000 in different business categories.

Bonus PointsMinimum SpendPoint ValueAnnual ValueAnnual Fee1st Year Value
100,000$8,0001.6 ¢ $121$95$1754
Ink Business Preferred® Credit Card
Best ValueDifferentiating PerksRules
Southwest, United & Hyatt transfersGet 3x points on shipping, travel, phone, internet, cable & online advertising.No CR , 5/24 , Chase 2/30 , Chase 4/6 
Ink Business Preferred® Credit Card

Ink Business Preferred Credit Card is a powerhouse of earning rewards and perks on your business purchases; this credit card is best for those business owners who regularly spend high amounts on ads.

And the best thing is you will get flexible offers on redemption options, hotel transfer partners, and Chase Airline, where you can get good rewards.

The startup owners also like the extra benefits like mobile phone insurance coverage, purchase protection, rental car insurance, etc.

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Pros

  • Get 3x ultimate rewards points per $1 spent if you spend $150,000 on phone and cable services, internet, travel, shipping expenses, and social media ads.
  • Trip cancellation and interruption insurance
  • Purchase protection
  • Extended warranty coverage
  • Rental car insurance
  • Mobile phone protection

Cons

You will not get elite travel benefits like airport lounge access.

Ink Business Preferred® Credit Card

Card Highlights

  • If you spend $8,000 in the first 3 months of the card activation, you will get 100k bonus points. And if you redeem these 100k points, it will equal $1,000 cash back or $1,250 towards travel when redeemed via Chase Ultimate Rewards.
  • Get 3x rewards points per $1 spent on the first $150,000 on select business categories and travel annually. And 1 reward point per $1 spent on other expenses.
  • Get unusual credit card expense monitoring reports from time to time.
  • Get zero liability on unauthorized credit card transactions. 
  • Easy reward redemption for gift cards, cash back, travel, etc. 
  • The reward points always stay active.
  • The value of reward points will be 25% more when you redeem for travel through Chase Ultimate Rewards.
  • If you purchase a new item, you will get protection covers for up to 120 days against theft or damage, which is up to $10,000 per claim and $50,000 per account.

Point Transfer Options

Transfer To Spouse/Partner:  Yes

Transfer To Friends:  No

With the help of the Ink Business Preferred Credit Card, business owners can earn 3x Ultimate Reward Points if their purchase is made within all 4 bonus categories. The shipping category also includes this.

You will see a capping system; after spending $150,000 on all categories, you will get 1x reward points. If you reach this level of spending, you will get almost 450,000 Ultimate Rewards Points annually. 

The Ink Business Preferred Card offers 3x points on express shipping services, mailbox stores, postal and freight shipping companies, and couriers.

4. The Blue Business Plus Credit Card from American Express

If you travel more and want to use the rewards for travel tickets instead of cash, The Blue Business Plus Credit Card from American Express offers fantastic rewards. You can get 2x membership rewards points per $1 spent for the first $50,000 in daily business expenses per calendar year, afterward 1x point per $1 spent.

Cardholders can also use the over-limit facility if they make a big purchase with a credit card. Keep in mind that the over-limit amount is not unlimited. The over-limit amount depends on your credit score and credit utilization ratio.

The credit card has a simple and clear reward structure and is best for new business owners who want to earn rewards on each spend. 

Pros

  • Get 2x Membership Rewards Points per $1 spent up to $50,000 annually; after that, 1x.
  • Get extra benefits like purchase protection and extended warranty
  • The card comes with a zero annual fee and free employee cards

Cons

  • No extra bonuses
  • Capping in 2 reward points after a $50,000 annual spend
  • No elite benefits in travel and lounge access
  • Charge foreign transaction fees

Extra Benefits and Rewards

  • The card offers 0% Intro APR on purchases for the first 12 months of the card activation, then a variable APR of 18.49% – 26.49% will be charged. The APR will be at most 29.99%.
  • Get 2x Membership Rewards points on your daily business expenses, and these 2x rewards will be applied for the first $50,000 purchase per calendar year, afterward 1 point per $1 spent.
  • You can also use the credit card over-limit feature, and the over-limit amount depends on your credit score and creditworthiness. 

You can earn up to 10,000 Membership reward points by maximizing your purchase limit. And you can also get benefits like purchase protection, expanded buying power, zero fraud liability protection, extended warranty, and free employee cards.

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5. Marriott Bonvoy Business® American Express® Card

If you travel more internationally and stay at Marriott Bonvoy hotels or who have average yearly shipping charges, then this credit card is best for you.

Bonus PointsMinimum SpendPoint ValueAnnual ValueAnnual Fee1st Year Value
90,000$6,0000.7 ¢$126$125$673
Marriott Bonvoy Business® American Express® Card
Best ValueDifferentiating PerksRules
Marriott stays & transfer top-offs4x rewards on solid categories, annual free roomNo CR , No 2nd Biz , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10 
Marriott Bonvoy Business® American Express® Card

If you love staying at Marriott Bonvoy hotels, you must choose the American Express Marriott Bonvoy Business Card. 

You will get 6x reward points for every $1 spent at Marriott Bonvoy hotels and 4x points for every $1 spent at selected purchase categories. And 2x rewards points per $1 spent on other purchases. The best thing is the card comes with zero foreign transaction fees, which makes it the best choice for foreign business travelers.

This card’s annual fee is $125, and presently, there are no sign-up bonus offers.

Point Transfer Options

Transfer To Spouse/Partner:  Yes

Transfer To Friends:  Yes

Fees

  • The annual fee is $125
  • Zero balance transfer fee
  • Zero foreign transaction fee
  • Charge a 3% or $5 cash advance fee (whichever is greater per transaction).
Marriott Bonvoy Business® American Express® Card

Rewards & Benefits

  • Earn 6x reward points for every $1 spent on selected purchases at participating Marriott Bonvoy hotels.
  • Get 4x reward points for every $1 spent on selected purchases for gas stations, restaurants, U.S. shipping services, and wireless telephone services.
  • And 2x reward points for every $1 spent on all other expenses.

6. The American Express Blue Business Cash™ Card

The Amex Blue Business Cash Credit Card offers 2% cash back on up to $50,000 purchases annually. 

If you are searching for a credit card for business travel and office supply expenses and getting a decent cash back, then The American Express Blue Business Cash Card is a great fit.

The credit card also provides expense management tools to manage and control your business spending easily. The cashback process is simple, the more you spend, the more cashback you will earn.

Pros

  • Provides 2% cash back on up to $50,000 in spend. Afterward, 1% cash back will be implemented. 
  • The card comes with a zero annual fee
  • The card also covers travel and purchase protection

Cons

Provides less cash back at grocery and gas purchases

Card Highlights

  • You will get a 0% intro APR for the first 12 months of the card activation, then a variable APR of 18.49% – 26.49% will be charged. The APR depends on your creditworthiness and credit utilization ratio.
  • The card offers 2% cash back on selected categories up to $50,000 annually, then 1%. 
  • The credit card also allows you to use the credit over-limit facility. With this, you can easily make big purchases, and the over-one limit amount depends on your credit score and creditworthiness.

The card offers an easy way to earn cash back on every purchase. You can earn 2% cash back if the first $50,000 is spent annually. Afterward, 1% cash back will be implemented.

Final Thoughts

If your startup or your business spend a maximum amount on shipping purchase every year, then having a good credit card that gives rewards and points on your spending is a wise decision. While selecting the best credit card for your business, remember that the credit card has low annual fees and shipping expenses.

If your business expenses vary every month, then the Amex Business Gold Card could be the best choice to maximize your regards on every purchase. And the Ink Business Preferred Card offers 3x reward points on all your purchases.

Finally, every business has different needs, and you have to select a credit card that fulfills your business needs and gives you better rewards and benefits. So choose credit cards wisely as per your business needs. 

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