The Ultimate 7 Best Credit Card to Book Flights in 2024

If you are a travel lover and looking to earn rewards while purchasing flight tickets then using the best credit card to book flights is the way to go. Every time you book your flight ticket with your credit card, you can earn reward points or air miles for your next award trip. Don’t forget the other benefits that make your flights smoother and protect you when something goes wrong.

However, many travel credit cards offer welcome benefits to cover a one-way business class ticket. You could earn miles with a good co-branded airline credit card. Consider getting a credit card that allows you to transfer points to air miles.

If you spend a lot on flight tickets or other airline incidents then you’ll need a credit card that offers good rewards points on those purchases. If you find a balance between the level of reward earning for airline ticket purchases with trip protection, then the credit card can right picked for you.

Here we have listed some of the most popular credit cards for booking flights that will level up your reward earning on a line ticket purchase and provide other trip benefits.

Comparison of the Best Credit Card to Book Flights

Credit CardAnnual FeeReward Earning on Flight Tickets Purchase
American Express Platinum Card$695Earn 5X Membership Reward Points on flights booked through Amextravel.com
Chase Sapphire Preferred Card$550Earn 5X points on flight ticket purchases through Chase Ultimate Rewards®
American Express Business Platinum Credit Card$6955X points on flights and Prepaid hotels booked through Amextravel.com
American Express® Gold Card$295Earn 3X Membership Points on Flights booked directly with airlines or on Amextravel.com.
Ink Business Preferred Credit Card$95 Earn 3 points per $1 on the first $150,000 in combined purchases on shipping, travel, internet, cable, and advertising on social media sites and search engines.
Capital One Venture X Rewards Credit Card$395You earn 5X Miles on flight ticket purchases booked through Capital One Travel, and 2X Miles on other purchases
Citi Premier® Card$95You earn 3X points on restaurants, supermarkets, gas stations, air travel, and hotels

Discover the Best Credit Card for Airline tickets Purchases

The best travel reward cards come with various benefits such as welcome benefits, reward earnings on airline purchases, statement credits, flexible redemption options, and travel production. Now, look at some additional benefits that come with these travel reward cards.

1. American Express Platinum Card: Best Card for Booking Flights

American Express Platinum Card

The Platinum credit card for American Express is the best travel reward credit card for purchasing flight tickets. You earn 5x Membership Reward Points for flights booked directly with Airlines or with American Express Travel up to $500,000 on these flight ticket purchases per calendar year.

You also earn 5X Points on Prepaid hotels booked through amextravel.com. Cardholders earn 150,000 Membership Rewards® Points after you spend $8,000 on purchases within the first 6 months of card issuance. You will also get complimentary lounge access to more than 1400 lounges across 140 countries.

American Express Platinum Card offers more than $1,400 as annual statement credits for selected prepaid hotels, Equinox gyms, Clear Plus membership, Digital entertainment programs, Uber Cash, and Priority Pass lounge membership.

The Amex Membership Rewards points can be redeemed for multiple airlines and hotel partners to any U.S. credit card reward program. If you are looking for an all-rounder credit card to book flight tickets, then the Platinum Credit Card from American Express is the right choice for you.

Annual fee: $695.

Welcome Bonus: The current welcome bonus for the American Express Platinum Credit Card is 150,000 Membership Rewards® Points after you spend $8,000 within the first 6 months of card issuance. Check your welcome offer if you are approved.

Reward earning on Flight Purchases: If you purchase flight tickets directly or via AmexTravel.com, you earn 5X Membership Reward Points on up to $500,000 on these purchases per calendar year.

Key Benefits

  • Earn up to 150,000 Membership Rewards® Points after you spend $8,000 on purchases within the first 6 months of credit card activation.
  • Enjoy 5X Membership Reward Points for flights booked directly or with Amextravel.com up to $500,00 on these purchases. Also, earn 5X Membership Rewards on prepaid hotels booked with American Express Travel and 1X Membership Reward Points on all other purchases.
  • Enjoy $200 Hotel Credit up to $200 back in statement credits each year on prepaid hotels.
  • Get $240 Digital Entertainment Credit and get up to $20 back each month on all eligible purchases with the Platinum Credit Card on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal.
  • Get $155 Walmart+ Credit and enjoy shopping benefits on both online and offline stores.
  • Get $200 Airline Free Credit in statement credits per year when the incident fees are charged by the airline you selected.
  • Get $200 Uber Cash and enjoy VIP Uber Status on Uber rides or Uber Eats orders in the US per year.
  • Cardholders also get $300 Equinox, $189 $189 CLEAR® Plus Credit, and $100 Global Entry Credit with the Platinum Credit Card from American Express.
  • Cell phone protection.

Luxury travel benefits and elite status with Hilton and Marriott with enrollment

  • High reward earning on flight ticket purchases.
  • Bonus categories.
  • No Foreign Transaction Fees
  • Global airport lounge access.
  • Luxury benefits.
  • Travel benefits with elite status from Hilton and Marriott with enrollment.
  • High annual fee.
  • Require good/excellent credit.

» MORE: Best Travel Credit Card for Beginners

2. Chase Sapphire Preferred Card: Best Credit Card Bonus for any Airline

Chase Sapphire Preferred Card

Chase Sapphire Preferred Card is one of the best travel reward credit cards to earn reward points on flight purchases. This card comes with a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases within the first 3 months of the card issuance.

Talking about rewards earning, you earn 5X points on flight purchases through Chase Ultimate Rewards after the first $300 spent on travel purchases, 10X points on hotels (excluding The Luxury Hotel & Resort Collection), and car rentals. Also, enjoy 3X points on dining at restaurants. You can transfer your points to leading airline and hotel loyalty programs at 1:1 value.

The card also offers premium travel benefits like airport lounge access, $300 annual travel credit, luxury hotel and resort collection, and reward redemption options.

For travel lovers, the Chase Sapphire Reserve® is a good deal even with the $550 annual fee.

Annual Fee: $550.

Welcome bonus: Earn 60,000 bonus points after you spend $4,000 on purchases within the first 3 months of card activation. That’s equal to $900 for travel when you redeem through the Chase Ultimate Rewards®.

Reward Earning on Flight Purchases: Earn 5X points on flight ticket purchases through Chase Ultimate Rewards® after the first $300 spent on travel purchases. Also, get 50% more, if you redeem the points for travel purchases.

Key Benefits

  • As a welcome bonus, you earn a 60,000 bonus after you spend $4,000 on purchases in the first 3 months of account opening. That’s equal to $900 when you redeem points through Chase Ultimate Rewards.
  • Enjoy 5X points on flight purchases through the Chase Ultimate Rewards after you spend the first $300 on travel purchases annually.
  • Get 10X points on hotels (excluding The Luxury Hotel & Resort Collection) and car rentals.
  • Enjoy 3X points on travel purchases and dining at restaurants including eligible delivery services.
  • Earn 10X points on the Chase Dining purchases with the Ultimate Rewards.
  • If you travel through the Chase you will get 50% more value.
  • You can transfer points to leading airline and hotel loyalty partners at a ratio of 1:1.
  • Enjoy complimentary lounge access to 1300+ airport lounges with two guests. This also includes Sapphire Lounge by The ClubOpens after an easy one-time enrollment in Priority Pass Select.
  • Global Entry or TSA PreCheck.
  • No foreign transaction fee.
  • You will get all types of travel protection.
  • Earn up to 10X points with partner benefits.
  • High rewards on flight purchases, travel, and dining.
  • Good welcome benefits.
  • Airport lounges access.
  • Get 50% more value when you travel through Chase.
  • Transfer points to leading hotel and car rental partners.
  • Slightly higher side annual fee.
  • High annual APR.
  • Requires excellent credit.

3. American Express Business Platinum Credit Card

If you are a business owner and travel frequently, then The Business Platinum Card® is the best card for you. It comes with various travel benefits and travel insurance. You earn 5X points on flights and prepaid hotels booked through Amextravel.com, and 1.5X points on eligible purchases in business categories on purchases of $5K on all purchases.

The card offers you a welcome bonus of 120,000 Membership Rewards® Points if you spend $15,000 on purchases within the first 3 months of account opening. Additionally, you will get airport lounge access at 1400+ lounges across the world.

The American Express Business Platinum Credit Card is suitable for business owners who travel frequently and want to earn rewards on travel purchases.

Annual Fee: $695.

Welcome Bonus: You earn 120,000 Membership Rewards® Points after you spend $15,000 on purchases within the first 3 months of card activation.

Reward Earning on Flight Purchases: The Business Platinum Card® from American Express card offers you 5X points on flights and Prepaid hotels booked through Amextravel.com. You also earn 1.5X points on all eligible purchases in the business category.

Key Benefits

  • The card offers 120,000 Membership Rewards Points as welcome benefits after you spend $15,000 within the first 3 months of card activation.
  • Enjoy 5X points on flight purchases and prepaid hotels booked through Amextravel.com
  • Get 1.5X points in key business categories like US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers on eligible purchases up to $5k or more everywhere else. Also, earn 1X points on other purchases.
  • Get $200 Airline Free Credit in statement credits for incidental fees, such as checked bags and in-flight refreshments charged by Airlines.
  • Get $189 Clear Plus Credit in statement credits per calendar year and get Breeze through security with Clear Plus 100+ airports, stadiums, and entertainment venues nationwide.
  • Enjoy airport lounge access at 1400+ across 140 countries.
  • Marriott Bonvoy Gold Elite Status.
  • No foreign transaction fee.
  • Hilton Honours Gold Status.
  • High reward rate on flight purchases.
  • Airport lounge access.
  • Premium travel insurance.
  • Bonus categories.
  • Automatic Elite Status.
  • High annual rate.
  • Slightly lower reward rate than Amex Cards.

» MORE: Best International Credit Card for Students

4. American Express® Gold Card

The American Express® Gold Card is an ideal option for foodies and frequent travelers. The card welcomes you with 90,000 Membership Rewards® Points if you spend $6,000 within the first 6 months of credit card issuance.

Talking about reward points, you earn 4X points at restaurants worldwide including delivery services in the USA. Earn 3X points on flights booked directly or on Amextravel.com, and 4X points on Groceries at U.S. Supermarkets up to $25,000 in a year.

You can earn up to $120 in dining and $120 in Uber Cash. The Amex Gold Card also offers some solid shopping and travel protections.

The American Express Gold Card offers solid value for food lovers and frequent lovers. The earning reward rate of 4 Membership Rewards Points per dollar in restaurants and U.S. supermarkets is the best in the industry.

Annual Fee: $295.

Welcome Bonus: You earn 90,000 Membership Rewards® Points as a welcome bonus after you spend $6,000 on purchases within the first 6 months of card activation.

Reward Earning on Flight Purchases: You earn 3X Membership Points on Flights booked directly with airlines or on Amextravel.com.

Key Benefits

  • You earn 90,000 Membership Reward Points as a welcome bonus if you spend $6,000 within the first 6 months of card membership.
  • Enjoy 4X Membership Reward Points at restaurants worldwide including takeout and delivery services in the U.S. and 4X Membership Reward Points at U.S supermarkets up to $25,000 purchases in a year.
  • Get 3X Membership Points on flights booked directly with the airline or on Amextravel.com.
  • Get $120 Uber Cash on Gold, simply add your Gold Card to your Uber account and automatically get $10 each month in your account.
  • Get a $120 Dining Credit and earn up to $10 as statement credits monthly when you pay with the Gold Credit Card.
  • You have to power to choose the card color that suits your needs.
  • High reward earnings on dining and travel categories.
  • Points transfer partners.
  • Choose a card color from Gold or Rose Gold.
  • Bonus categories.
  • No lounge benefits.
  • High regular APR.

5. Ink Business Preferred Credit Card

Ink Business Preferred Credit Card

The Ink Business Preferred Credit Card is considered the best credit card for business. The card comes with an annual fee of $95 and offers 100,000 bonus points after you spend $8,000 on purchases within the first 3 months of account opening.

The card offers 3 points per $1 on the first $150,000 spent in the anniversary year in the following categories:

  • Shipping purchases
  • Advertising purchases made with social media sites and search engines
  • Internet, cable, and phone services
  • Travel

You can redeem your reward points for cash back, gift cards, and travel experience through Chase Ultimate Rewards. The points will never expire. You can transfer your Chase Ultimate Reward Points to partner travel programs at a 1:1 ratio.

If you do a lot of business traveling, then Ink Business Preferred Credit Card may be the best credit card for you.

Annual Fee: $95.

Welcome Bonus: Earn 100,000 bonus as a welcome bonus after you spend $8,000 within the first 3 months of card issuance. That’s equal to a cashback of $1,000 or $1,250 travel rewards when you redeem through the Chase Ultimate Rewards.

Reward Earning on Flight purchases: You earn 3 points per $1 on the first $150,000 in combined purchases on shipping, travel, internet, cable, and advertising on social media sites and search engines.

Key Benefits

  • Get 100,000 bonus points if you spend $8,000 in the first 3 months of account opening. That’s equal to $1,000 cash back or $1,250 towards the travel category if you redeem through Chase Ultimate Rewards®.
  • Enjoy 3 points per dollar for the first $150,000 spent on travel and selected categories in the following year.
  • Earn 1 point per 1 dollar on all other categories.
  • You can redeem reward points for cash back, gift cards, travel, and much more through Chase Ultimate Rewards. The reward points will not expire as long as your account.
  • You earn 25% more points when you redeem travel points through Chase Ultimate Rewards.
  • Earn 5X points on Lyft rides.
  • Enjoy 3X points on shipping and other select business categories.
  • Cardholders will get travel and purchase protection.
  • You get zero liability protection and you won’t be held responsible for fraudulent transactions made with your credit card.
  • Sound welcome bonus.
  • No foreign transaction fee.
  • High reward on travel and business categories.
  • Free employee cards.
  • No intro APR.
  • High balance transfer fee.

» MORE: Best Credit Card for Shipping

6. Capital One Venture X Rewards Credit Card: Best Credit Card for Airline Miles

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card offers balanced benefits of mid-tier and luxury travel credit cards. As a welcome bonus, you earn 75,000 bonus miles after you spend $4,000 on purchases within the first 3 months of card activation from the account opening.

If we talk about travel rewards, you earn 10X miles on hotels and car rentals booked through Capital One Travel, 5X miles on flights booked through Capital One Travel, and 2X miles on other purchases. Enjoy unlimited airport lounges for you and 2 guests in a year.

Cardholders will also get 10,000 bonus miles equal to $100 towards travel every year. The combination of its premium perks and great reward rate at an annual fee of $395 makes the Capital One Venture X Rewards Credit Card a great option for travelers.

Annual fee: $395.

Welcome Bonus: Earn 75,000 bonus miles after you spend $4,000 on purchases within the first 3 months of card activation.

Reward Earning on Flight Purchases: You earn 5X Miles on flight ticket purchases booked through Capital One Travel, and 2X Miles on other purchases.

Key Benefits

  • As a welcome bonus, you earn 75,000 bonus miles after you spend $4,000 on purchases within the first 3 months of card activation.
  • Enjoy 10X Miles on hotels and car rentals booked through Capital One Travel. On this portal, you will get Capital One’s best prices on thousands of trip options.
  • Enjoy a 5X-mile flight ticket purchase through Capital One Travel.
  • Earn 2X miles on all other purchases.
  • Enjoy unlimited airport lounge access for you and 2 guests at 1300+ lounges across the world with Capital One Louge and the Partner Lounge Network.
  • Get a $300 annual credit for flight bookings through Capital One Travel.
  • You can redeem your miles for travel expenses like flights, tickets, hotels, car rentals, etc.
  • Receive up to a $100 credit for Global Entry or TSA Precheck.
  • Experience events across sports, music, and dining with exclusive access to pre-sales.
  • High rewards on travel, hotels, and car rentals.
  • Greta welcome bonus.
  • Unlimited lounge access for primary cardholders.
  • Various reward redemption options.
  • High annual fee.
  • Excellent credit score requirement.

7. Citi Premier® Card: Best Airline Credit Card for Beginners

Citi Premier® Card

The Citi Premier® Card is a great mid-tier credit card that allows you to earn points in Citi’s flexible ThankYou Reward Program. The card welcomes you with 60,000 bonus points after you spend $4,000 in purchases within the first 3 months of card activation. These bonus points are redeemable for $600 in gift cards or travel rewards at thankyou.com.

You earn 3X points on restaurants, supermarkets, gas stations, air travel, and hotels, and 1X points on all other purchases. You can use your Thankyou points at popular at Amazon.com or BestBuy.com. Also, you can redeem your travel rewards for flights, hotels, cruises, and more.

The best part about this credit card is the airline partner numbers for which you can transfer your points throughout the ThankYou Rewards program.

Annual fee: $95.

Welcome bonus: You earn 60,000 bonus points after you spend $4,000 within the first 3 months of credit card activation. You can redeem these points for $600 in gift cards or travel rewards at thankyou.com.

Reward earning on Flight Purchases: You earn 3X points on restaurants, supermarkets, gas stations, air travel, and hotels. Get 1X points on all other types of purchases.

Key Benefits

  • You earn 60,000 bonus points if you spend $4,000 within the first 3 months of card activation which are redeemable for a $600 gift card or travel rewards at ThankYou.com.
  • Enjoy 3X points per $1 on restaurants, supermarkets, gas stations, air travel, and hotels.
  • Earn 1X points per $1 on all other purchases.
  • Get $100 off for a single hotel stay for $500 or more, excluding taxes and fees through thankyou.com once in a calendar year.
  • You can redeem your points into travel rewards for flights, hotels, cruises, and more.
  • Get $100 as an annual hotel savings benefit.
  • The Thankyou points don’t expire and also there is no limit on the number of points you earn.
  • There is no foreign transaction fee on purchases.
  • There is a $0 liability on unauthorized charges.
  • No foreign transaction fee.
  • Great rewards on travel and related categories.
  • Reward Don’t expire.
  • Bonus categories.
  • No intro APR.
  • No travel insurance.

Bottom Line

It is very difficult to pick the best travel reward credit card, but it becomes very easy if you prioritize your needs. However, the card that gives you the most useful benefits on travel expenses will be the best credit card for you.

If you are comfortable with a high annual fee then the American Express Platinum Card is the right choice for you because it offers 5X Membership Rewards on flight tickets booked through Amextravel.com. Also, the Chase Sapphire decent 5X points on flight purchases through Chase Ultimate Rewards after the first $300 spent on travel purchases.

You should also consider whether you spend a lot on travel expenses or in general categories or on airfare. Always match your spending habits before applying for any credit card.

Finally, a lot of credit cards come with annual statement credits for travel and flight-related purchases.

FAQs:

Which credit card gives the best rewards on flight ticket purchases?

The American Express Platinum Card is the best credit card for air ticket purchases as it offers 5X membership reward points on flights booked directly or through Amex Travel.

Which is the Best Airline Credit Card for Beginners?

The Citi Premier Credit Card is one of the best mid-tier credit cards for beginners that offers 3X points on restaurants, supermarkets, gas stations, air travel, and hotels, and 1X points on all other purchases.

What are the best credit cards for Airline Ticket purchases?

1. American Express Platinum Card
2. Chase Sapphire Preferred Card
3. American Express Business Platinum Credit Card
4. American Express® Gold Card
5. Ink Business Preferred Credit Card
6. Capital One Venture X Rewards Credit Card
7. Citi Premier® Card

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