Dodge Credit Card – Benefits, Features, and Perks

Dodge credit card is a co-branded credit card from First National Bank of Omaha and Dodge. This is a rewards credit card, and the Dodge vehicle owners can earn a $1000 bonus certificate and a credit statement of $100. You can earn up to 5% cash back on your purchases, and you can use these cash points to buy gift cards, vehicle parts, maintenance of the vehicle, and lease a new vehicle.

Dodge Credit Card Review

If you have a vehicle and want a good credit card, then the Dodge credit card can be a good choice. So, here in this article, we will discuss all the major benefits and features of the Dodge credit card. Keep reading on!

Major Benefits of Dodge Credit Card

  • 0% APR on new purchases: Get 0% introductory APR on your new purchases for up to 6 months.
  • Signup bonus: As a signup bonus, you will get $100 if you spend $100 after activating the Dodge credit card.
  • Competitive APRs. Dodge credit card offers variable APR of 16.24% to 27.24%.
  • No annual fee*: The Dodge credit card comes with zero annual fees, saving you money and giving you all the major benefits and perks of a credit card. 
  • 5% Balance transfer fee: If you want to transfer the Dodge credit card balance, you must pay 5% of the amount. For example, if you want to transfer $2000, it will charge $100 as a transfer fee, and the minimum transfer fee is $10.
  • Charges foreign transaction fees: Refraining from using this credit card on your foreign trips is highly advisable because it charges 3% as a foreign transaction fee on every transaction.
  • Good or better credit required: This credit card requires a good credit score for approval. If your credit score exceeds 700, you have a low chance of getting approval.

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Rate and Fees of Dodge Credit Card

Intro Purchase APR20.74% to 29.74% variable depending on your credit score and creditworthiness
Regular Purchase APR20.74% to 29.74% variable depending on your credit score and creditworthiness
Balance Transfer APR20.74% to 29.74% variable depending on your credit score and credit worthiness
Balance Transfer Transaction FeeEither $10 or 5% of the transferred amount, whichever is higher
Cash Advance APR29.74% variable
Cash Advance Transaction FeeEither $15 or 5% of the amount of each cash advance, whichever is higher
Foreign Transaction Fee3%
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $35

Pros and Cons of Dodge Credit Card

Pros

  • Get up to 5% cash back at the dealership and 2% cash back at travel and gas, and 1% on all other expenses.
  • You will get a special financing option with a Dodge credit card.
  • Get extra benefits like FICO score, zero lost liability, theft protection, etc.
  • This credit card comes with zero annual fee.
  • Get 6 months of 0% introductory APR on your new purchases.
  • Dodge offers 0% competitive introductory APR of 16.24% – 27.24% on your purchases.
  • Check your credit score for free.
  • Gives you full identity theft protection
  • Dodge credit card provides credit reports to all the credit bureaus.

Cons

  • Requires a good credit score to get approval
  • Dodge has a 3% foreign transaction fee.
  • You will not get the best rewards and cash back.
  • The balance transfer fee of 5% is also very high.

Major Benefits of Dodge Credit Card

The major benefit of the Dodge credit card is that the card comes with zero annual fees. Ultimately, your annual card fees are saved, and you can enjoy the benefits and perks of the Dodge credit card. The Dodge credit card offers both types of benefits, short-term and long-term. And the signup bonuses are easily achievable. 

You can earn good reward points and use them at gas stations and on your holiday trips. It also offers 0% interest APR on Massey Yardley CDJR. But the most amazing benefit of this credit card is you will get a $1000 bonus at the end of the year.

Earn Rewards Points

If you successfully take the Dodge credit card, you can earn a cashback point of 5% if you buy in vehicle parts chrome the Masset Yardley CDJR. The card also offers you 2% back on gas and travel purchases and 1% back on all other expenses. If you are a regular customer of Massey Yardley CDJR, then you must have a Dodge credit card. 

The Dodge credit card is useful for buying a vehicle from Massey Yardley CDJR. And the $1000 bonus is also a handsome amount; to get this bonus, you need to spend $7,500 for the next 12 months. You can easily catch the target and earn good bonuses and rewards with a single primary credit card.

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Is there any reward and cashback system in Dodge Credit Card?

Yes, you can earn good rewards and bonuses with the help of a Dodge Credit Card.

What are the major benefits of Dodge Credit Card?

The credit card comes with zero annual fees
Zero credit card fraud liability
Send reports to all the major credit bureaus

What is the general APR of Dodge Credit Card?

As per the official data by the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for those who carry balances.

And the Dodge credit card has a variable purchase APR of 16.24% – 27.24%. And on cash advance, it charges APR up to 27.49%.

Is there any intro APR on new purchases by the Dodge credit card?

You will get 6 months of 0% introductory APR on your new purchases.

Is there any intro APR on the balance transfer on the Dodge credit card?

No, the Dodge credit card offers no introductory APR on balance transfers.

What are the annual fees for Dodge Credit Card?

The Dodge credit card comes with zero annual fees.

What is the foreign transaction fee on the Dodge credit card?

The Dodge credit card charges a 3% foreign transaction fee, higher than other credit cards.

What is the customer care number of Dodge Credit Card?

The customer care number of Dodge credit card is (415) 908-2200.

What is the official contact support email of the Dodge credit card?

The official contact support email for Dodge credit card is firstnational@fnbo.com

What is the official website of Dodge credit card?

The official website of Dodge credit card is drivepluscard.com

Does Dodge send your credit card reports to credit bureaus?

Dodge sends all the credit card activity to the major credit bureaus.

How to apply for a Dodge credit card?

Applying for the Dodge credit card is very simple; follow the simple steps:
First, go to the official website of Dodge credit card.
Find the credit card section and click on the apply button.
A new application form will open, and you must fill in all the basic details.
Then read the terms and conditions and click on the agree button.
Then submit the application form.
You will get approval or rejection status by mail.
You will get the credit card at your registered address if your application gets approved.
Activate your Dodge credit card and start using the card.

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