Honda Powersports Credit Card Review

Citi® launches Honda Powersports Credit Card, a store credit card that helps care for your Honda vehicle properly. In this article, we are going to discuss whether it is good for you or not.

Key Benefits of Honda Powersports Credit Card

  • High APRs. If you carry a balance, this Honda Powersports Credit Card is not for you because this credit card has a variable APR that ranges from 17.99% to 23.74%.
  • No annual fee*. If you want a low-maintenance credit card, this Honda Powersports Credit Card is good for you. You will get all the benefits of a credit card, and even you don’t have to pay a single dollar for the annual fees on the credit card. 
  • Good or Better Credit Score: If your credit score is fair to good (700-850), you can get a Honda Powersports credit card easily.

Pros and Cons of Honda Powersports Credit Card

Pros

  • You will get special finance options.
  • Zero annual fee
  • Reports to multiple credit bureaus.

Cons

  • The interest rate is higher as compared to average purchase APRs.
  • Need a good credit score to get a credit card.
  • There is no signup bonus
  • No rewards or no cashback
  • Don’t have all the credit card benefits.

Check this also: Lululemon Credit Card Apply

What is the rewards and cashback system in the Honda Powersports credit card?

The Honda Powersports credit card has no rewards and cashback systems.

What are the main benefits of Powersports credit cards?

This credit card has limited benefits:
1. Zero credit fraud liability
2. Reports to all credit bureaus.

What is the APR system of the Honda Powersports credit card?

As per the official data by the Federal Reserve Bank, the average regular APR for general credit cards is 15% and 17% for those accounts that carry a balance. While the Honda Powersports credit card has higher APRs.

The APR offered by Honda Powersports Credit Card is 17.99% to 23.74%.

Is there any intro APR offer on balance transfers?

There is no intro APR offered by Honda Powersports credit card on balance transfers.

What is the intro APR offer on new Honda Powersports credit card purchases?

If you make any new purchases with the help of this credit, you will not get any intro APR offer.

What are the annual fees for the Honda Powersports credit card?

Zero annual fee.

What are the late payment fees for the Honda Powersports credit card?

Late payment fees up to $39

What is the customer service phone number of the Honda Powersports credit card?

The customer service number is (800) 950-5114.

What is the customer support email of the Honda Powersports credit card?

Honda.com is the official website of Honda Powersports credit card.

What do customers say about the Honda Powersports credit card?

Customers do not like this credit card too much because of the higher APR, a welcome bonus, and no cashback and rewards.

Does your account activity report to the credit bureaus?

Yes, all your account activity is reported to all the credit bureaus:
1. Transunion
2. Experian
3. Equifax
It is always advisable to pay your credit bills on time. This helps you build your credit report well. And your credit card utilization should be low, otherwise it impact your credit.

What are the steps for the Honda Powersports credit card online application?

1. First, you need to visit the official website of Honda Powersports credit card.
2. Then you must find the credit card section and click the apply button.
3. Fill in all the necessary details in the form, like name, income, SSN, etc.
4. Verify all the details and submit the form.

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