Raymour and Flanigan Credit Card Review 2024 – Worth or Not

Raymour and Flanigan is a furniture supplier company that offer Raymour and Flanigan Credit Card for customers. This company was started in 1947 by two brothers. Raymour and Flanigan offer qulity furniture for bedrooms, dining room, living rooms, and offices.

The card offers cardholders to choose a financing offer when they make a qualifying purchase. The Raymour and Flanigan Credit Card comes with a special financing offer but doesn’t offer any reward benefits.

If you want to kown, if this card right for you? Keep reading on.

Raymour and Flanigan Credit Card Review

Raymour and Flanigan Credit Card is a store card issued by TD Bank. The card has no $0 annual fee and offers special financing offers on store purchases. Plus, the card offer 0% intro APR on purchases up to 72 months and the regular APR is 29.99%.

You can apply for the Raymour & Flanigan Credit Card either online or by visiting at your local Raymour & Flanigan store.

Raymour & Flanigan Credit Card Highlights

Annual Fee$0
Welcome BonusSpecial financing offer
Regular APR29.99%
Reward Rate None

Raymour & Flanigan Credit Card Key Details

However, the card has no lucrative benefits such as no rewards or cash back. But anyway, let’s explore some points about this credit card:

  • The card has no annual fee.
  • Raymour & Flanigan Credit Card offer 0% intro APR on purchases for 72 months.
  • The card does not offer any rewards on purchases.
  • The card offers no benefits as welcome bonus, but you will get special financing offers on purchases.
  • Cardholders get financing benefits through TD Bank.
  • Cardholders get special financing options for shopping at Raymour & Flanigan.
  • Cardholders get advance invitations to special events and sales.

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Rates & Fee

Annual Fee $0
0% Intro APR period up to 72 months
Regular APR29.99% variable
Minimum Interest Charge$1
Late Fee Amount$38

Pros & Cons

  • The card has no annual fee.
  • No interest on purchases up to 72 months.
  • Spencial financing offers from Raymour and Flanigan through TD Bank.
  • High annual APR.
  • No welcome bonus.
  • No reward benefits.
  • The card does not report to credit bureaus.
  • Financing requires a minimum amount ranging from $600 to $6,000.

How to Apply for Raymour and Flanigan Credit Card?

If you want to apply for this card, you can apply online or in-store visit:

Apply for Raymour & Flanigan Credit Card

Online Apply:

  • Click on apply now.
  • Fill out the application form with the following information, such as your Social Security Number, address, and annual income.
  • Submit the form.
  • If your application is approved, you will get a mail.

In-store apply:

Visit your nearest local Raymour & Flanigan store and speak with official to complete the application process.

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Raymour and Flanigan Credit Card Login

Raymour and Flanigan Credit Card Login

Follow these steps to login and access your Raymour and Flanigan Card Account:

  • Go to this link – https://onlineaccessplus.com/TDBank/webapp/#/login to access your credit card account.
  • You will see a login page. Enter your username and passowrd.
  • Now click on Sign in.
  • You are login and can access your account.

How to Check Raymour & Flanigan Credit Card Application Status?

You can check your aplication status by following the below steps:

  • Call at (800) 252-2551.
  • Follow the instructions that will lead you to an application status check process.
  • Give the required information when asked.
  • The automated system will tell you if your application is pending, approved, or rejected.
  • You get your application status details within a minute.

How to Pay Raymour & Flanigan Credit Card?

There are various ways to pay Raymour & Flanigan Credit Card. You can pay using online, by mail or online:

Online

  • First, login to your Raymour & Flanigan Credit Card Account.
  • Click on the payment option, then select view and make payments.
  • Now, fill out the payment account details and click on confirm payment.
  • Your payment is done.

By Phone

To pay using phone, you can call at 888-382-6665. A representative will further help you about the payment process. You should follow the steps and keep your account details with you.

By Mail

Paying Raymour & Flanigan credit card by mail is easy and convenient. Simply follow these steps:

Keep your credit card statement and fill out the required information, including your account number, name, and address. Mail it to the following address:

Raymour & Flanigan Credit Card, P. O. Box 100114, Columbia, SC 29202-3114

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Should You Get Raymour and Flanigan Credit Card

The Raymour & Flanigan Credit Card is very similar to other cards. If you are loyal customer of Raymour and Flanigan and shop frequently at its store, you can take benefit of its special financing scheme. However, don’t expect any reward earning from the card. Plus, the card has high annual APR of 29.99%.

If you want to take advantage of special financing, you need to make purchases of minimum $600. This can make people to overspend unnecessary.

The interest rates of this card is also higher side which makes it difficult to afford purchases for long term. If you can make a purchase of $600 for special financing, you can get this card.

Customer Support & Helpline Number

Customer support number: 888-382-6665.

Bottom Line

If you are planning to buy furniture from Raymour & Flanigan, you get benefit of special financing at stores. Before applying, be aware about your minimum spending. Keep in mind that, you will not get any reward benefits on purchases.

Also, make sure that you can pay in full fo rour purchases before the intro APR period ends, otherwise ready to pay with an annual APR of 29.99%.

Think about your needs and spending habits before applying for the Raymour & Flanigan Credit Card.

Raymour and Flanigan Credit Card Related FAQs:

Which bank offer Raymour and Flanigan Credit Card?

The Raymour and Flanigan Credit Card credit card is offered by TD Bank.

What is the annual fee of Raymour & Flanigan Credit Card?

The Raymour & Flanigan Credit Card has no annual fee.

What credit score is required for Raymour & Flanigan Credit Card?

A credit score of 640 or higher is good for the Raymour & Flanigan Credit Card. This means people with fair credit or better easily get approved for the the Raymour & Flanigan Credit Card.

What is the customer care number of Raymour and Flanigan Credit Card?

The customer care number of Raymour and Flanigan Credit Card is 888-382-6665.

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