How to Apply for Hobby Lobby Credit Card?

The Hobby Lobby Credit Card is a unique credit card that the U.S. Bank issues and the Hobby Lobby credit card is accepted anywhere where a Visa card is accepted. If you are a regular buyer of the Hobby Lobby store, then this credit is a good option for you. 

We are sorry that the Hobby Lobby Credit Card is no longer available for new applicants. We found limited information related to Hobby Lobby Credit Card. For more info, call customer service: at 866-546-9241.

Ensure you have a 630 credit score (fair to good) to get the Hobby Lobby credit card. A bad credit score leads to a relatively high APR, and you will need more time to get approval.

Hobby Lobby Credit Card 

Hobby Lobby Credit Card’s Basic Info

Cash Advance Fee3% (min $10)
Cash Advance APR25.49% (V)
Foreign Transaction Fee3%
Smart ChipYes, chip-and-signature
Max Late Fee$39
Max Overlimit Fee$0
Max Penalty APRNone
Grace Period24 days

Hobby Lobby Credit Card Application Online

If you want the Hobby Lobby Credit Card, meet all the basic requirements. Here are the basic requirements for Hobby Lobby Credit Card:

  • Your age must be at least 18 years old
  • Get a Social Security Number
  • Resident of U.S.A
  • Should a fair to good credit score
  • Must have a U.S. online banking

If you have completed all the Hobby Lobby Credit Card’s basic needs, you can start the online application from the official website. Find the only apply section on the website and start filling in your data in the application form.

You must fill in the data like name, social security number, date of birth, phone number, email address, citizenship, full address, and employment details.

If you want to add a member to your card, click the “Yes” option. And you can also select your card design. And finally, you have to click on the check box of terms and conditions and complete the application. 

Check this also: Ram Credit Card

Hobby Lobby Credit Card Benefits & Rewards

  • Get 1,000 bonus points after your first eligible net purchase within 90 days of account opening.
  • If you purchased from the Hobby Lobby Credit Card in the starting 90 days, you will get extra 1000 bonus points.
  • If you spend $1 on Hobby Lobby stores, you will get 5 reward points.
  • In all other places, if you spend $1, then you will get 1 reward point. 
  • If you collect 2,500 points, then you will receive $25 on your Hobby Lovvy Credit Card.

You must have an account on the Hobby Lobby website to get all the benefits and rewards. If you don’t have an account, you can create one from the official website.

Account creation is very simple; you must provide details like name, email, and password. And your account will be successfully created. 

Hobby Lobby Credit Card Pros & Cons


  • You don’t have to pay a membership fee
  • Hobby Lobby offers a high reward rate
  • You will get a welcome bonus of 1000 reward points.


  • No intro APR on your purchases
  • No intro APR on your balance transfer
  • Foreign Markup Fee is there
  • Requires fair to good credit score

Improve your credit score before applying for Hobby Lobby Credit Card

If your low credit score is a barrier to the approval of the Hobby Lobby Credit Card, you are suggested to take a consultation with an expert, and they will get the credit card. The expert will analyze your credit report and help you increase your credit score, and get any card approval.

After improving your credit score, you can get any credit Card. 

How long does it take to approve the request?

It depends on the details you have provided in your application form, and sometimes holidays are also there, so it will take some cases. However, the approval process is quick; you will get your response via email. Sometimes the credit card application status will take up to 30 days.

If you are still waiting for a response after 30 days, you must ask about the status from the customer care number at 1-800-888-0321. You must regularly check your email to see whether the application was approved or rejected.

While the U.S. Bank follows a quick approval process, and after the approval, the Bank sends you a notification via email. In the email, you will get all the necessary details, like how to activate the credit card and how to use it.

Hobby Lobby Credit Card Customer Service

Sometimes post office delays your card, so it is advisable to contact customer service at 1-866-546-9241 and ask about the card’s status.

How to activate and use the card?

Activating the Hobby Lobby Credit Card is quite simple, and you will get a kit of all instructions and guidelines for credit cards. You can read all the guidelines and instructions to use all the Hobby Lobby Credit Card features. If you are still waiting for the kit, call the customer card at 1-800-888-0321 and ask your query. 

After successfully activating the Hobby Lobby Credit Card, you can use the online portal to control the features of a credit card. You have to log in through the official website and enter your card information and personal details to verify your ownership.

It would help if you created a new username and password to login in the portal. The next time, you can use your new username and password to get login and check your transactions and outstanding balance. 

Compare The Hobby Lobby Credit Card vs. Other Cards

Hobby Lobby Credit Card

Hobby Lobby Credit Card

  • Purchase Intro APR: No
  • Transfer Intro APR: No

Regular APR

14.49% – 25.49% (V)

Rewards Rate

1 – 5 points / $1

Chase Freedom Unlimited

Chase Freedom Unlimited

  • Purchase Intro APR: 0% for 15 months.
  • Transfer Intro APR: 0% for 15 months.
  • Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)

Regular APR

20.24% – 28.99% (V)

Reward Rate

1.5 – 5% Cash Back

Citi Double Cash Card

Citi Double Cash Card – 18-month BT offer

  • Purchase Intro APR: No
  • Transfer Intro APR: 0% for 18 months
  • Transfer Fee: 3% intro fee ($5 min) for each transfer in the first 4 months, after that, 5% ($5 min) for each transfer

Regular APR

18.99% – 28.99% (V)

Reward Rate

2% Cash Back

Hobby Lobby Credit Card Login

Here are the basic steps to get login:

  1. Visit the official website of Hobby Lobby Credit Cards.
  2. Enter your login details like username and password.
  3. You will be able to get login into the portal.
  4. You can manage your account or credit card from the same account.

Check this also: Berkshire Bank Credit Card

How to Apply for the Hobby Lobby Credit Card?

From 2022 Hobby Lobby’s credit card will only get approved if the Bank accepts the new applications. In comparison, active credit card users can avail all the benefits and features of Hobby Lobby Credit Card.

Hobby Lobby credit card is a very famous card that offers supplies for art and craft, decorations, sewing supplies, fabrics, and frames for your different hobbies. 

Hobby Lobby stores are located at 1000 locations in different country areas where you can make your purchases from thousands of products.

Who can apply for Hobby Lobby Credit Card?

No one can apply for Hobby Lobby Credit Card anymore. The U.S. bank is not accepting new applications for the credit card

Can I use the Hobby Lobby Credit Card at other stores?

Yes, you can use the Hobby Lobby Credit Card at other stores because this card is Visa, which means you can use it anywhere Visa is accepted. You can earn 1 reward if you spend $1.

Is there any charges for Hobby Lobby Credit Card?

Hobby Lobby credit card is a free credit card. But whatever you purchase with this credit card, you must pay back on time. Otherwise, you need to pay interest ant late fees.

What credit score should I need to get approval for the Hobby Lobby Credit Card?

You must have a fair to good credit score in the 660 – 720 range.

Leave a Comment